Hi there, you need to have an account setup with windows and it should work. You can also have a look here www.zoompass.com, it's a free service, you'll be provided with a Visa credit card. Once you have it, your card can be linked to your bank account and you can transfer money to the card. Let's say that you transfer 20$ to it, once it's complete, you'll receive a text message saying that your balance is 20$. Use this credit card to complete your purchase. It's safe and you can use it with Paypal or any online transaction you wish to proceed. You can use it like a regular credit card in many places, depending on the balance you add to it.