Forum Discussion
dhel
3 years agoNeighbour
Late Payment
I lost the credit card that I used in the pre-authorized payment. I was not able to update my card and found out that I was 7 days overdue for my internet bill. Will this 7 days delay affect my credit score? I am kinda bothered by this because I want to have a good credit score.
3 Replies
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- vanbcOrganizer
why are you using a credit card for pre authorized payments? telus amongst others are charging peeps 2? % for using a credit card. get it taken out of your bank account instead.
- NFtoBC
Community Power User
The 7 days should not affect your credit score. Usually it would be beyond the following billing date without payment before your credit score is affected, especially if your previous payments have been on time.