identity theft
2 TopicsHelping seniors stay safe in our digital world
Written by Nimmi Kanji (Director - Social Purpose Programs, For Good & TELUS Wise) Whether it’s navigating online shopping, avoiding common scams or even remaining connected with loved ones through digital platforms, seniors may face challenges navigating the online world. With added issues like loneliness and isolation, as well as an increased sense of winter blues at this time of year, it’s important we all do our part to help them stay safely connected in our digital world. Census data shows almost one in four Canadians aged 65 and older live alone and about half over the age of 80 report feeling lonely, according to a report from the National Seniors Council. With this in mind, Linda Hoang, Influencer and TELUS Wise advocate, sat down with David Handelman, Board Member of BC 411 Seniors Centre Society and Stephanie Senecal, Senior Support Unit Coordinator at the Canadian Anti Fraud Centre to discuss how to best support seniors as we enter 2023. View the panel discussion Here are a few key takeaways: Address social isolation and loneliness: Numerous studies have linked loneliness to health issues including diabetes, heart disease, stroke, mental health struggles, and the onset of Alzheimer’s and dementia. There’s no doubt about it—staying connected socially improves your overall physical health and mental health, regardless of age. Technology can play a critical role in helping connect seniors and ultimately, reduce feelings of isolation and the associated risks. Identify common scams - what are the warning signs and how can you protect yourself? Did you know that as of Oct 31, 2022, there have been over 75,000 reports of fraud, over 47,800 victims of fraud and $420.8M lost to fraud? Visit theCanadian Anti Fraud Centre to browse recent scams and fraud, learn more about how to protect yourself as well as what to do if you’re a victim of fraud. One common trend is spoofing, which is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity or trick you into thinking the caller is someone they aren’t. To protect yourself from unwanted robocalls enable call control on your home or mobile phone. Support seniors with digital literacy: Learn about everything from connecting to the Internet to video chatting in theTELUS Wise online basics video series or check out the TELUS Wise seniors guide to learn more. For more tips on how to help support the development of digital literacy skills amongst seniors click here. Check out the full conversation here. FR version18Views0likes0CommentsIdentity Theft: Warning Signs and Reducing Risk
This article discusses Privacy and Security content originally published by TELUS Wise focusing on Identify Theft warning signs, minimizing the risk, and what to do if you suspect you’ve accidentally shared your info with scammers. Warning Signs Many victims of identity theft aren’t aware they’ve been victimized until they try applying for credit only to discover they don’t qualify despite a good credit score. If there's fraud happening, you can stop it. Keep an eye out for these warning signs: Bank or credit card transactions that are unfamiliar. Email/App/SMS Notifications from your bank informing you about changes to your account. You’re no longer receiving your usual mail/statements and instead getting new ones for accounts you didn’t sign up for. You’re getting calls about accounts and loans you’re not aware of. Your credit report is showing unusual activity such as new (or old) credit inquiries for accounts you never signed up for. Minimize Risk Scammers use all sorts of tricks to get your info but there are lots you can do to minimize your risk. Use strong passwords (think longer, complex, alpha-numeric, include random symbols, etc). Exercise extra caution when viewing emails that ask for your personal information. If it asks for your info, ignore the email and find the company’s contact information on their official website. Remember, if the email sounds too good to be true, it probably is. Set up a separate email address for financial services. When online shopping or making financial transactions, ensure the website is secure. Factory reset any device you sell or giveaway. Do not input personal information over a public Wi-Fi connection. Minimize how much personal information you share online (it can used to answer security questions or guess your passwords or pretend to be you to scam people you know and more.) Next Steps There isn’t a one-size-fits-all solution to identity theft but here are a few suggestions to get you started. Consider using any of the following as your next step: Contact your local police department non-emergency line and file a report. Report it to your bank or financial institution. Contact both national credit bureaus and 1) request a copy of your credit report 2) place a fraud alert on your file Equifax Canada: 1-800-465-7166 TransUnion Canada: 1-877-525-3823 Report fraud on the Canada Anti-fraud Centre website. It’s also a great resource for information on scams affecting Canadians. Your safety matters to us. Because scammers never stop, we're dedicated to providing you with information on the latest tactics used by them so that you can stay informed. For more on various scams and how to protect yourself, explore these other articles: Prize/Promotion Scams Call Related Scams Brand Impersonation Scams Digital/Online Scams SIM Swap Fraud FR Version681Views0likes0Comments